Great post Tulip. I think people can be very hard on themselves and feel they're not making any progress. Your questions remind many of us that we've made fundamental changes to the ways we think and act. Loa isn't a magic wand that means bad things will never happen to anyone ever again- although I guess some people who have been actively manifesting can get to that stage. For many people though it's an ongoing learning curve and less good things will still happen, we may have down periods, we may join in the odd bitching session BUT overall big changes have taken place and less bad things happen and when they do theyre dealt with differently leading to faster, resolutions.
I think it's so easy to forget and want to give up when things get rocky but your questions remind us - some of the changes just aren't visible but they're just as important.